Privacy Policy
Information We Collect
ByteOnFlowly collects various types of information to provide you with personalized financial education and budget cutting strategies. We believe in transparency about what data we gather and why.
Personal Information
Name, email address, phone number, and demographic information you provide when registering for our educational programs or contacting our team.
Financial Learning Data
Budget preferences, financial goals, learning progress, and course completion status to customize your educational experience.
Technical Information
IP address, browser type, device information, and website usage patterns to improve our platform's functionality and security.
Communication Records
Records of your interactions with our support team, feedback submissions, and participation in educational webinars or workshops.
How We Use Your Information
Your information helps us create a more effective learning environment tailored to Vietnamese market conditions and individual financial circumstances.
- Deliver personalized budget cutting strategies and financial education content
- Send course updates, educational materials, and program notifications
- Analyze learning patterns to improve our educational methodology
- Provide technical support and respond to your inquiries
- Comply with Vietnamese data protection regulations and tax requirements
- Conduct research to develop better financial education tools
- Prevent fraud and maintain platform security
Information Sharing and Disclosure
We respect your privacy and limit information sharing to essential business purposes. ByteOnFlowly does not sell your personal information to third parties.
Educational Partners
We may share aggregated, non-personally identifiable information with certified financial educators and research institutions to improve budget education methodologies.
Service Providers
Trusted third-party services that help us operate our platform, process payments, or deliver educational content under strict confidentiality agreements.
Legal Requirements
When required by Vietnamese law or legal process, we may disclose information to comply with government requests or protect our legal rights.
Your Privacy Rights
Under Vietnamese data protection laws and international privacy standards, you have several important rights regarding your personal information.
Access Right
Request a copy of all personal information we hold about you, including learning progress and communication history.
Correction Right
Update or correct any inaccurate personal information in your account profile or learning records.
Deletion Right
Request deletion of your personal information, subject to legal retention requirements and ongoing educational commitments.
Processing Control
Object to certain types of data processing or request restrictions on how we use your information for marketing purposes.
To exercise any of these rights, contact our privacy team at contact@byteon-flowly.com with your specific request. We'll respond within 30 days as required by Vietnamese regulations.
Data Security Measures
Protecting your information is fundamental to our operations. We implement comprehensive security measures appropriate for an educational platform handling personal financial data.
Technical Safeguards
SSL encryption, secure servers, regular security updates, and multi-factor authentication protect your data during transmission and storage.
Administrative Controls
Limited access protocols ensure only authorized personnel can view your information, with regular training on privacy protection procedures.
Physical Security
Our servers are housed in secure facilities with controlled access, surveillance systems, and environmental monitoring in compliance with industry standards.
Data Retention Periods
We retain your information only as long as necessary to fulfill educational purposes and meet legal obligations in Vietnam.
Information Retention Schedule
Educational Records
Course completion certificates, learning progress, and academic achievements retained for three years after program completion for credential verification.
Financial Transactions
Payment records and billing information kept for seven years in accordance with Vietnamese accounting and tax regulations.
Marketing Communications
Email preferences and communication history maintained for two years or until you unsubscribe from our educational updates.
Website Analytics
Anonymous usage statistics and platform interaction data aggregated and retained for one year to improve user experience.
Cookies and Tracking Technologies
ByteOnFlowly uses cookies and similar technologies to enhance your learning experience and analyze platform usage patterns.
- Essential cookies that enable core platform functionality and user authentication
- Analytics cookies to understand how learners interact with our educational content
- Preference cookies to remember your settings and customize your learning dashboard
- Security cookies to detect suspicious activity and protect your account
You can control cookie preferences through your browser settings, though disabling certain cookies may limit platform functionality. We don't use tracking cookies for advertising purposes.
International Data Transfers
As an educational platform serving the Vietnamese market, we primarily store data within Vietnam. However, some educational tools and services may involve international data transfers.
- Educational content delivery networks may cache materials on servers outside Vietnam
- Cloud-based learning management systems with international infrastructure
- Communication tools for webinars and virtual classrooms hosted globally
- Payment processing services that comply with international security standards
All international transfers are protected by appropriate safeguards including contractual protections and adherence to recognized privacy frameworks.
Children's Privacy Protection
ByteOnFlowly's educational programs are designed for adults seeking financial literacy education. We do not knowingly collect personal information from individuals under 16 years of age.
If we discover that we have inadvertently collected information from someone under 16, we will delete that information immediately. Parents or guardians who believe their child has provided information to us should contact our privacy team.
Educational content about family budgeting may include information suitable for teens when supervised by parents, but account creation requires adult verification.
Policy Updates and Notifications
This privacy policy may be updated periodically to reflect changes in our educational services, legal requirements, or privacy practices.
- Material changes will be announced through email notifications to registered users
- Updated policies will be posted on our website with clear effective dates
- Significant changes may require your renewed consent for continued service
- Historical versions of our privacy policy are available upon request
We encourage you to review this policy periodically, especially before starting new educational programs or updating your account information.
Privacy Questions and Concerns
Our privacy team is available to address any questions about this policy or your data protection rights. We're committed to resolving privacy concerns promptly and transparently.